Comparison Tool
Compare two investment scenarios side-by-side to see which strategy builds more wealth over the same time period.
Future Value Comparison
Scenario A: SIP
Invested: ₹0
₹ 0
Scenario B: Lumpsum
Invested: ₹0
₹ 0
Difference in Wealth
SIP generates ₹0 more.
COMPLIANCE NOTE: Calculations are illustrative only. Mutual fund investments are subject to market risks.
Expert Financial Tip
Lumpsum is often preferred when markets are undervalued, while SIP is best for regular disciplined savings and averaging buying costs.
The debate between SIP (Systematic Investment Plan) and Lumpsum (One-time Investment) is common. SIP is excellent for salaried individuals, while Lumpsum suits those with surplus idle cash.
| Feature | SIP | Lumpsum |
|---|---|---|
| Market Timing | Not Required | Crucial (Buy Low) |
| Risk | Lower (Averages out) | Higher (Immediate exposure) |
| Best For | Salaried / Regular Savings | Bonus / Property Sale |
